Anyone applying for help with Bankruptcy / Debt Relief Order (DRO), Sequestration or Minimal Asset Process fees must submit a signed declaration from an appropriately trained Money / Debt Advice worker confirming that:

- The applicant is eligible for assistance from the Trust (see the Declaration Form)

- The client has received comprehensive advice on the implications of taking an Insolvency option

This is essential for the Trust to be confident that the applicant has been fully informed of the action they are taking and all possible consequences. The Declaration Form must be signed by the trained adviser who has given this advice – this may be different from the adviser who is supporting the applicant to apply to the Trust.

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Bankruptcy / DRO Declaration

Minimal Asset Declaration (Scotland)

Sequestration Declaration (Scotland)


It is essential for the relevant Trusts to be confident that the client is fully informed of the action they are taking and all possible consequences. If you are supporting your client but are not the one giving this advice, do not sign the declaration, but pass it to the trained adviser to sign.

If desired, you may download the declaration and submit it, already completed, with the application as this may help to speed up the application process for both parties. To download the declaration please click here.

Please remember that you must also submit a full list of debts for all clients seeking help with Insolvency fees.