General / Money / Debt Advice
If you are having difficulties dealing with debt problems, you should seek specialist advice. Before seeing an advisor about money issues, it is useful to make a complete list of your debts and work out your income and expenditure.
An umbrella organisation which has lists of community organisations who can offer free and impartial advice.
Association of Charity Officers (ACO)
ACO is an umbrella group that supports charities that help people by sharing information and ideas, developing good practice, offering networking opportunities and the chance to discuss mutual problems and share solutions. Working together with Turn2us, ACO also provides a Helpline service for those in need looking for charitable assistance.
Charis Grants Ltd
Charis Grants exists to facilitate charitable and corporate giving by designing, developing and managing a range of services in support of vulnerable members of society.
Information and contact details for thousands of UK charities and non-profit organisations.
Citizens Advice provide a free and impartial money advice service that offers help to those struggling with financial difficulties. They do not have a national telephone number because they only deal with people at their local offices. You can find details in the local telephone directory, in libraries or on their website.
StepChange Debt Charity
StepChange Debt Charity are a registered charity whose purpose is to assist people who are in financial difficulty by providing free, confidental debt advice and no-fee debt solutions. Their online debt help service, StepChange Debt Remedy, provides instant, anonymous advice, a personalised budget and a realistic recommendation. No commitment is required and the service is free of charge.
Independent Money Advice Service
Advice UK is an umbrella organisation which has lists of community organisations. They are usually listed in your local telephone directory under 'money'. Many are members of Advice UK and more information is available from their website of local agencies.
The Institute of Money Advisers (IMA)
A charitable company that was formed in June 2006 having previously operated as the Money Advice Association. The IMA is the only professional body acting solely for money advisers in England, Wales and Northern Ireland. It has over 1400 members drawn from right across the free* money advice sector.
Money Advice Trust
A charity formed in 1991 to increase the quality and availability of free, independent money advice to people with debt problems. The Money Advice Trust works with its partners to make sure people with debt problems have access to the money advice they need.
The helpline that provides free confidential and independent advice on how to deal with debt problems.
www.nationaldebtline.co.uk or call 0808 808 4000.
Turn2us is a charity set up to help people in financial need access money available to them through welfare benefits, grants and other help. The free, comprehensive website features a benefits calculator and a grants search section to find organisations that may be able to offer financial assistance. Information is available to help manage finances and assist you in reducing your bills.
Welfare Rights Advice Service
Some Councils have a welfare rights advice service or have links to an independent local service.